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One of the most important components of increasing wealth for an early-career health professional is strategic navigation of today's loan marketplace. DWOQ was founded to advocate graduate health professionals and the institutions who educate and employ them, as they are otherwise underserved by the current servicing, lending, and advisory marketplaces. 

Since our inception in early 2015, DWOQ has accumulated over $1 billion in federal student loan debt under management from over 4000 graduates. In addition, because of our unique focus on the importance of determining suitability prior to refinancing federal loans to a private lender, we have facilitated over $300 million in successful refinancing transactions in the private marketplace.


Doctors Without Quarters can help you navigate the evolving federal options available to you, as well as determine if refinancing is suitable and direct you towards a competitive lender, serving as your advocate to produce optimal results. We don't look at student debt in a vacuum, rather we provide recommendations in the context of your liquidity needs, financial profile and goals.

New data from the Dept of Education shows that over 1 million borrowers have approved PSLF forms on file which represent nearly $100 billion in debt! Click HERE for the story.