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We offer a free refinancing suitability analysis for those considering refinancing to lower rates in
the private marketplace. If refinancing makes economic sense for you, DWOQ has partnered with SoFi to offer a .25% rate reduction* for AOA members. Refinancing is an option for those transitioning to
practice, currently in practice or with a high household income.

DWOQ is proud to offer discounted pricing and free resources to AOA members.

Click the button below and use login name "AOAmember" with password "osteopathic" to get started!

This tool can show how much effective salary you could gain by taking advantage of PSLF,
and is tailored to AOA members like you.

Comprehensive Loan Support

If you’d like to take a different approach to refinance suitability,
​explore our Salary Boost calculator.

DWOQ can assist graduating students and continuing residents and fellows seeking to utilize
federal programs such as income-driven loan repayment or Public Service Loan Forgiveness.

In addition, as an AOA member, you’re entitled to a 20% discount on all DWOQ services with coupon code “AOA20.”

*Additional terms and conditions apply. Offer good for new student loan refinancing customers only. To receive the offer, you must: (1) register and/or apply through this landing page; (2) complete a loan application with SoFi within 90 days of your application submit date; (2) and meet SoFi’s underwriting criteria. Once conditions are met and the loan has been disbursed, the interest rate shown
in the Final Disclosure Statement will include an additional 0.25% rate discount because of your involvement with a SoFi partner company at the time of loan origination. Offer good for new customers only. Cannot be combined with other rate discounts, with the exception of the 0.25% AutoPay rate discount. SoFi reserves the right to change or terminate the Rate Discount Program to unenrolled
participants at any time with or without notice.

Student Loan Advocacy & Support for AOA Members

Refinancing Suitability Analysis